Buy with Ten Twenty
Your home search, guided by locals.
Whether you’re a first-time buyer, upsizing, adding a rental or buying land, we help you buy a home in North Texas with a process that is clear, informed and manageable — never stressful or overwhelming.
Our proven process
Eight steps from “just looking” to keys in hand.
Texas has its own way of doing things — like the option period. We’ll walk you through every step so you always know what comes next.
- Prepare01–02
- Find03–04
- Contract05–07
- Close08
- 01
Prepare
Consultation
A no-pressure conversation about your goals, timeline, must-haves and budget.
- 02
Prepare
Pre-approval
We introduce trusted local lenders so you know your numbers before you tour.
- 03
Find
Search & alerts
Search every MLS listing here and get instant alerts — including Coming Soon homes.
- 04
Find
Tours
In-person or live-video tours, with honest notes on every home.
- 05
Contract
Offer & negotiation
A pricing strategy backed by recent sales, and terms that protect you.
- 06
Contract
Option period
Inspections, repair negotiations and a clear plan inside your Texas option period.
- 07
Contract
Appraisal & financing
We stay on top of the appraisal, survey and title so nothing slips.
- 08
Close
Closing day
Final walkthrough, signing and keys — and we’re still here after.
Why buy with us
An agent on your side — not the seller’s.
- Every MLS listing plus Coming Soon homes and instant alerts
- Honest pricing advice backed by recent sales
- Land, acreage and rural property expertise most agents don’t have
- Builder representation on new construction
- Trusted lenders, inspectors and title partners
- A Military Relocation Professional for PCS moves
Mortgage calculator
What will my monthly payment be?
Down payment: · Loan amount:
Estimated monthly payment
Estimates only, for illustration. Texas property taxes vary by county, school district and MUD/PID district. Talk with a lender for an exact quote.
Get connected with a trusted lenderFree resource
Download the Ten Twenty Home Buyer Guide
Pre-approval, the option period, inspections, appraisals and closing costs — explained in plain English, with North Texas tips.
Read it onlineBuying land, a ranch or a new build?
Specialized help for specialized purchases.
Land & Acreage
Raw land, homesites and acreage across North Texas — bought and sold by agents who walk th…
Farm & Ranch
Working ranches, horse property and hobby farms from Fannin and Grayson counties to Cooke,…
New Construction
Compare builders, communities and incentives — with your own agent on your side from contr…
Buyer FAQ
How to buy a home in North Texas: common questions
How much do I need to buy a home?
It depends on the loan. Some programs allow very small down payments, VA loans can require none, and conventional loans with less than 20% down add mortgage insurance. Plan for closing costs too. The Consumer Financial Protection Bureau has a helpful overview, and our mortgage calculator estimates the monthly payment.
What is the option period when you buy a home in Texas?
Texas contracts usually include an option period: a short, negotiated number of days when you can inspect the home and walk away for any reason, keeping only the option fee at risk. It is your best tool to negotiate repairs.
Do I pay my buyer’s agent?
Compensation is agreed in writing before we tour homes, and sellers or builders often contribute. We explain it up front in a buyer representation agreement, in line with Texas Real Estate Commission rules.
Can I buy a home before I sell mine?
Often, yes. Bridge loans, contingent offers and buy-before-you-sell programs can help. See our buy before you sell section.
How long does it take to buy a home?
Most purchases close 30 to 45 days after the contract is signed. The search itself can take a weekend or several months — we set up alerts so you see new listings and Coming Soon homes first.
Rooted in service
Ready to start your search?
A simple conversation about where you are in the process is the best first step. Call, text or book a time that works for you.