Fannin County · Core market · County seat: Bonham
Fannin County, TX homes, land & communities
Open pasture, county-seat charm and some of the best land and farm & ranch opportunities within reach of DFW.
- County seat
- Bonham
- Towns we serve
- 13
- Population
- 39,265Census estimate, July 2025
- Main routes
- US-69, US-82, SH-121
- Best for
- Land & acreage, Farm & ranch, Quiet country living
Living in Fannin County
Is Fannin County a good place to live?
Fannin County is open pasture, county-seat towns and some of the best land values within reach of DFW. About 39,300 people live here (July 2025 estimate), up nearly 10% since 2020, with Bonham as the county seat and SH-121 linking the county to McKinney.
Bois d’Arc Lake, the first major new reservoir in Texas in about 30 years, now offers free public boat ramps northeast of Bonham, and Collin County growth is spilling in along the SH-121 and US-69 corridors.
Why people move here
- Acreage, homesteads and working ranches at lower prices than Collin County
- Bois d’Arc Lake and Bonham State Park
- Courthouse-square towns: Bonham, Honey Grove, Leonard and Savoy
- About 45 minutes from McKinney via SH-121
Towns & cities
Towns in Fannin County
Open a community guide for schools, neighborhoods, taxes and commute times, or jump straight to homes for sale in any town.
Community guides
In-depth Fannin County guides
Buying land
Buying land & acreage in Fannin County
Fannin County land is mostly unincorporated, so the rules come from the deed, the county and the utility providers rather than a city. Water is the first question on most tracts: a rural water supply corporation tap, a well or a stock tank. Road frontage, floodplain along the creeks and the Sulphur River, and ag valuation history also drive value.
Texas counties generally can’t zone land outside city limits, so deed restrictions, HOA rules, floodplain maps, septic permits and nearby cities’ ETJ subdivision rules decide what you can build.
- Survey and boundary lines
- Legal, recorded road access
- Water: city, water supply corporation or well
- Septic suitability (OSSF permit)
- FEMA floodplain
- Deed restrictions and HOA
- Mineral rights
- Ag or wildlife valuation
Rural electric: Fannin County Electric Cooperative serves much of the countryside, with other co-ops on the edges.
Our land & acreage guideTaxes & schools
Property taxes & school districts
Your total property tax rate is the sum of the county, city (if inside city limits), school district and any special districts (MUD, PID, hospital or college district). The county rate itself is$0.384549 for tax year 2026 (up from $0.350311) per $100 of value.
Look up any property’s value, exemptions and taxing units at the Fannin Central Appraisal District.
School districts
Lakes & outdoors
- Bois d’Arc Lake, 16,641 acres (NTMWD)
- Bonham State Park
- Caddo National Grassland
- The Red and Sulphur rivers
For sale now
Homes & land for sale in Fannin County
FAQ
Frequently asked questions
Can you live on Bois d’Arc Lake?
The North Texas Municipal Water District owns the land below the 541-foot contour, so lake-adjacent buyers don’t own to the water. Private docks are allowed only on shoreline classified “Dock Capable,” with an NTMWD lease.
What is the Fannin County property tax rate?
The county adopted $0.384549 per $100 for tax year 2026, up from $0.350311. School district and city rates are added on top, and land with ag valuation is taxed on productive value.
What towns are in Fannin County, Texas?
Ten Twenty Realty serves the whole county, includingBailey, Bonham, Dodd City, Ector, Honey Grove, Ladonia, Leonard, Pecan Gap, Ravenna, Savoy, Trenton, Windom and Wolfe City. Some towns straddle the county line, so we confirm the county, school district and tax rate for every address.
What is the county seat of Fannin County?
Bonham is the county seat. The courthouse, appraisal district and most county offices are there.
Can I buy land or acreage in Fannin County?
Yes. It is one of the areas our land buyers ask about most. Before you buy, we check the survey, legal access, water, septic, floodplain, deed restrictions and ag valuation. See our land & acreage guide.
Which Ten Twenty agents serve Fannin County?
Shayla Eadler, Courtney Campbell work the county regularly, and every inquiry is answered by a local agent, usually within the hour during business hours.
Neighboring counties we serve